NDB Neos

NDB Neos is a mobile banking app that puts your entire financial life in your pocket. Designed by National Development Bank PLC, this app combines a modern interface with robust security features, letting you manage accounts, transfers, loans, and more without visiting a branch.

Open accounts in minutes using full video KYC — no paperwork, no branch visits, entirely online. Once approved, your new account is ready to use immediately. Fixed deposits are equally streamlined: create, monitor, and renew FDs in real time from your phone. Pawning services let you top up, renew, or make partial payments on existing arrangements with a few taps. All your loans and leasing facilities appear in one unified view, so you can track balances and due dates at a glance.

Day-to-day banking moves faster with direct inbox integration, which routes your questions straight to your branch for quicker answers. Download or share your account and card statements in seconds — useful when you need proof of funds or records for applications. Real-time alerts notify you the moment any fund transfer completes, and priority notifications ensure you never miss important updates from the bank.

Customize your dashboard with a widget-based menu so your most-used services are always a tap away. Share your account number securely with a single action. Self-service credential management lets you reset passwords, unlock accounts, or update login details on your schedule. Hassle-free top-ups through Just Pay keep your prepaid services active without friction.

Accessibility is built in: the app reads payment summaries aloud, making banking easier for users who prefer audio confirmation. A trilingual interface supports Sinhala, English, and Tamil, so you can bank in your preferred language.

Security runs deep. Multi-layer protection, advanced biometrics, and high-risk verification systems guard your account at every step. Your privacy and protection are the priority.

NDB Neos transforms routine banking tasks into quick, intuitive actions. Open accounts, manage deposits, track loans, transfer funds, and handle statements — all from one app, all secured by institutional-grade protection. Download NDB Neos today and experience banking that respects your time.